Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Laura Clark Realtor® SF Bay Area ## Sitemaps - [XML Sitemap](https://i80homes.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Should You Sell Your Home?](https://i80homes.com/should-you-sell-your-home/) - Could now be a good time to sell your home? The Dow Jones Industrial Average is just under 25,000. Deputy chief economist Len Kiefer announced a positive economic outlook saying “Treasury yields are higher and the economy has strengthened since December”. As a result, and as I projected in my fall blog, interest rates on - [Tax Bill Explained](https://i80homes.com/tax-bill-explained/) - Tax Cuts & Jobs Act: How will the new tax laws affect you? Part 1: The new brackets Part 2: Deduction Changes Part 3: The Big Winners Disclaimer: The examples provided are for illustrative purposes. Individuals should consult a tax professional regarding their unique financial position The Brackets: In comparison to the old tax brackets, - [2018 Real Estate Market Forecast](https://i80homes.com/2018-real-estate-market-forecast/) - 2017 was certainly an interesting year! We had more buyers, and looser mortgage guidelines, qualifying more people for a home loan. - [Do you have old debt you’re not sure how to handle?](https://i80homes.com/do-you-have-old-debt-youre-not-sure-how-to-handle/) - So many good people experience times in their lives where they face financial adversity. The 2008 recession in particular impacted millions of people. Throughout the course of my career I’ve had to set many people straight on the topic of old debt that I thought I would blog on the topic in hopes to help - [Generation Rent is Ready for Home Ownership!](https://i80homes.com/generation-rent-is-ready-for-home-ownership/) - Millennials are ready to purchase homes finally; after 10 years of declining numbers according to a University of Southern California study. This is fantastic news for the housing market and fantastic news for millennials as they shift from renting to owning. A certain shift from 2014 when Pew research reported that for the first time - [Tax Liens and Judgements to Come Off Credit Reports](https://i80homes.com/tax-liens-and-judgements-to-come-off-credit-reports/) - Tax Liens and Judgements to come off credit reports July 1, 2017. - [Summer 2017 Housing Market Prediction: Hot...Very Hot](https://i80homes.com/summer-2017-housing-market-prediction-hot-very-hot/) - 2017 home sales came out of the blocks strong in January; growing at its fastest rate since 2017. According to the National Association of Realtors®, houses were on the market for an average of just 50 days. In January of 2012, the average turnaround time was 99 days. Optimism inserts money, primarily investor money into - [Mortgage Guidelines Are Loosening](https://i80homes.com/mortgage-guidelines-are-loosening/) - In the fourth quarter of 2016 we witnessed a great number of mortgage lenders loosen their approval standards. We also saw a spike in interest rates, but if history is an indicator of where interest rates are going for the remainder of 2017, rates should flatten or even perhaps show a slow decrease. Recently ## Pages - [](https://i80homes.com/home/) - FREE PROPERTY SEARCH Search listings here BLOG Should You Sell Your Home? Could now be a good time to sell your home? The Dow Jones Industrial Average is just under 25,000. Deputy chief economist Len Kiefer announced a positive economic outlook saying “Treasury yields are higher and the economy has strengthened since December”. As a - [Testimonials](https://i80homes.com/testimonials/) - "We have worked with various realtors over the years and finally came across the one we value the most, Laura. Laura quickly understood our needs in finding our forever home. She listened and only brought us homes that were in line with what we truly wanted. We completely trust Laura to get the job done - [Marketing Plan](https://i80homes.com/marketing-plan/) - MARKETING YOUR HOME We create a customized marketing plan tailored for your home. From proper staging, positioning, identifying your homes unique selling features, and the psychological trigger points that create the urgency needed to sell for the maximum price, your unique marketing plan includes: STAGING Many homeowners don’t know what staging is or how valuable it - [Buyer's Guide](https://i80homes.com/buyers-guide/) - Homebuyer's Guide Whether you’re a first-time homebuyer or an experienced homeowner, this guide can help you through the mortgage process. It will help make your homebuying experience much easier. The My New Home Homebuyer Guide offers everything you need to know as you prepare to buy a home and will help you: • Understand your - [Seller's Guide](https://i80homes.com/sellers-guide/) - WHY US? Every home-owner’s goal is to obviously maximize what they are able to get for their home in the shortest possible time. In order to accomplish that task, the first critical success factor is working with a real estate agent that is fully committed to the industry and one that specializes in selling homes. - [Contact](https://i80homes.com/contact/) - LAURA CLARK, REALTOR® 510.410.3737 reteamclark@gmail.com 3223 Blume Drive, Richmond, CA 94806 Questions or Comments? Please enter your information below and I will contact you shortly. Thank you. First Name * Last Name * Email * Phone * Comments - [Write a Testimonial](https://i80homes.com/write-a-testimonial/) - Please complete the form below to submit your testimonial. First Name * Last Name * Email * Phone Testimonial - [About](https://i80homes.com/about/) - Laura Clark, Realtor® As a California native, born and raised in the SF Bay Area, Laura loves the Golden State for its diverse landscape, philosophies, and people. She understands the importance of home and strives to assure that individual needs are met. In a region with one of the most competitive real estate markets, she works closely - [Blog](https://i80homes.com/blog/) - [Mortgage Calculator](https://i80homes.com/mortgage-calculator/) - Total AmountDown PaymentInterest RateAmortization PeriodPayment PeriodYearlySemi-AnnuallyQuarterlyMonthlyBi-WeeklyWeekly - [Thank You](https://i80homes.com/thank-you/) - Your Information has been received. Donna will contact you to answer any questions you may have. ## Categories - [Uncategorized](https://i80homes.com/category/uncategorized/) - [Mortgage](https://i80homes.com/category/mortgage/) - [Housing Market](https://i80homes.com/category/housing-market/) - [Credit Report](https://i80homes.com/category/credit-report/) - [Real Estate](https://i80homes.com/category/real-estate/) - [Blog](https://i80homes.com/category/blog/) - [Mortgages](https://i80homes.com/category/mortgages/) - [Featured Blog Posts](https://i80homes.com/category/featured-blog-posts/) - [Taxes](https://i80homes.com/category/taxes/) ## Tags - [Approval](https://i80homes.com/tag/approval/) - [Ellie Mae](https://i80homes.com/tag/ellie-mae/) - [Fannie Mae](https://i80homes.com/tag/fannie-mae/) - [FHA](https://i80homes.com/tag/fha/) - [Freddie Mac](https://i80homes.com/tag/freddie-mac/) - [Interest](https://i80homes.com/tag/interest/) - [Rates](https://i80homes.com/tag/rates/) - [USDA](https://i80homes.com/tag/usda/) - [VA](https://i80homes.com/tag/va/) - [economy](https://i80homes.com/tag/economy/) - [home sales](https://i80homes.com/tag/home-sales/) - [inventory](https://i80homes.com/tag/inventory/) - [investors](https://i80homes.com/tag/investors/) - [low down](https://i80homes.com/tag/low-down/) - [low interest rates](https://i80homes.com/tag/low-interest-rates/) - [National Association of Realtors](https://i80homes.com/tag/national-association-of-realtors/) - [no down](https://i80homes.com/tag/no-down/) - [sellers](https://i80homes.com/tag/sellers/) - [stock market](https://i80homes.com/tag/stock-market/) - [credit report](https://i80homes.com/tag/credit-report/) - [credit report update](https://i80homes.com/tag/credit-report-update/) - [credit scores](https://i80homes.com/tag/credit-scores/) - [equifax](https://i80homes.com/tag/equifax/) - [experian](https://i80homes.com/tag/experian/) - [judgements](https://i80homes.com/tag/judgements/) - [tax liens](https://i80homes.com/tag/tax-liens/) - [transunion](https://i80homes.com/tag/transunion/) - [Bank of America](https://i80homes.com/tag/bank-of-america/) - [credit score](https://i80homes.com/tag/credit-score/) - [homes](https://i80homes.com/tag/homes/) - [housing market](https://i80homes.com/tag/housing-market/) - [Low Down No Down Payment Mortgages](https://i80homes.com/tag/low-down-no-down-payment-mortgages/) - [marriage](https://i80homes.com/tag/marriage/) - [millennials](https://i80homes.com/tag/millennials/) - [purchase](https://i80homes.com/tag/purchase/) - [annualcreditreport.com](https://i80homes.com/tag/annualcreditreport-com/) - [collection](https://i80homes.com/tag/collection/) - [consumer rights](https://i80homes.com/tag/consumer-rights/) - [credit card debt](https://i80homes.com/tag/credit-card-debt/) - [debt](https://i80homes.com/tag/debt/) - [free](https://i80homes.com/tag/free/) - [old debt](https://i80homes.com/tag/old-debt/) - [Statute of Limitations](https://i80homes.com/tag/statute-of-limitations/) - [CMA](https://i80homes.com/tag/cma/) - [Dow Jones](https://i80homes.com/tag/dow-jones/) - [first time homebuyer](https://i80homes.com/tag/first-time-homebuyer/) - [free market analysis](https://i80homes.com/tag/free-market-analysis/) - [home loan](https://i80homes.com/tag/home-loan/) - [politics](https://i80homes.com/tag/politics/) - [property value](https://i80homes.com/tag/property-value/) - [self-employed](https://i80homes.com/tag/self-employed/) - [unemployment rates](https://i80homes.com/tag/unemployment-rates/) - [new tax laws](https://i80homes.com/tag/new-tax-laws/) - [saving on taxes](https://i80homes.com/tag/saving-on-taxes/) - [tax brackets](https://i80homes.com/tag/tax-brackets/) - [tax laws](https://i80homes.com/tag/tax-laws/) - [tax reform](https://i80homes.com/tag/tax-reform/) - [taxes](https://i80homes.com/tag/taxes/) - [understanding taxes](https://i80homes.com/tag/understanding-taxes/) - [market trends](https://i80homes.com/tag/market-trends/) - [Real Estate Market](https://i80homes.com/tag/real-estate-market/) - [sell your home](https://i80homes.com/tag/sell-your-home/) - [Selling](https://i80homes.com/tag/selling/)